I don’t think people will judge you for not getting the worst stuff. As a cyclist I’m judging the person who hasn’t ridden in a decade and decides to buy a carbon fiber bike with all the coolest custom stuff, not the person who buys a steel or aluminum bike from a well respected shop. The Walmart bikes are better than walking but there’s a big jump there and it’s in reliability. The top of the line carbon fiber frame is less reliable, but it weighs less and as such high level riders and racers will see benefits there. A newb should buy a steel frame of an appropriate size from someone who can help make sure it’s the right bike for them. That’s the well researched hobbyist.