If your purpose for using cash or Monero is privacy, that’s fine. If your purpose is to avoid paying fees to third parties just for the privilege of paying by a certain method, the swap service just takes the place of Visa/Mastercard.

As a 911 operator, I hate the SOS function and it has just gotten worse. Between this and the “car crash” detection, I spend 40% of my work day tracking down false alarms, often at the expense of using resources for actual emergencies. If I ever meet the person who decided to turn on the SOS function by default, I’m going to punch them squarely in the nose.