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Cake day: June 12th, 2023

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  • In Norway having loads of credit cards is negative for getting a house loan as it is potential debt that goes against your payment ability for the house loan.

    Meaning we do have a credit score system for getting loans and more stuff on various credit solutions, but credit cards works against larger loans.

    Which can be a pain in the ass when you want to buy a house/apartment and have credit cards that might deny you the last bit of money to win the bidding war…




  • Its always more costly and less efficient to produce new things in smaller quantity than large numbers. So electric car manufacturers at this point in time costs more to produce from an environment perspective. As the number of electric cars go up, my understanding is that this will compare to fossil fuel car production.

    Imo you cannot compare these two as its impossible to be as efficient as a large scale manufacturer until you become one yourself.