I always assumed credit scores were an integral and historic part of the American financial system.
They were not, they are very recent，most of your parents didn’t have credit scores growing up, and as you can probably tell or at least intuit, it’s mostly just a b******* scheme for those with capital to accrue more capital by invading your privacy.
It’s the same with each generation. You probably didn’t have to take academic tests on how many bushels of carrots you could bring to market a week because you weren’t educated as a yeoman, as previous generations to you were, when that data was more relevant.
I think the younger generation understands how things worked before computers became widespread, but it isn’t relevant to there life or much of the current global order, so it isn’t at the forefront of their mind.